Terms and Conditions of Use

Acceptance of Terms

By using our service, you agree to comply with the terms and conditions outlined in this document.

Use of Service

- Users must provide truthful and updated information upon registration.
- The use of the service for fraudulent or illegal activities is strictly prohibited.

Payments and Billing

- Payments are processed through secure platforms and adhere to data protection regulations.
- We do not store sensitive credit card information; all transactions are handled by authorized third-party processors.

Refund Policy

- Refunds will be issued according to the conditions set for each product or service.
- Returns are not accepted after a period of 24 hours.

Privacy Policy

Data Collection

We collect personal information only with the user's consent and for operational purposes.

Data Protection

- We implement security measures to protect personal information from unauthorized access.
- We do not share user data with third parties without explicit consent.

Cookies and Tracking

We use cookies to enhance user experience; you can manage them in your browser settings.

Payment Security Policy

Accepted Payment Methods

We accept payments via credit/debit cards, PayPal and other secure methods.

Fraud Prevention

- We employ verification systems to prevent fraudulent transactions.
- We reserve the right to suspend accounts suspected of illicit activity.

Dispute Resolution

- If you experience payment issues, please contact our customer support team: contact@hotlovestudio.com.
- Disputes will be resolved in accordance with local laws and e-commerce regulations.